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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

The Network401(k) Difference
Our platform is structured like most other plans with one major enhancement. We offer investment management directly to all participants. If you prefer to manage your account, you will not be denied the opportunity to do so. But for most of our clients, they choose to focus on what they get paid to do while we navigate through the financial markets on their behalf.
Unlike most plans, Network401(k) participants are given the option to have their account managed by a professional money manager.
Martin & Associates Investment Advisory Services, L.L.C. is the designated Portfolio Manager.
Martin & Associates, a registered investment advisory firm, provides full & continuous investment management to Network 401k participants.
By employing a proven strategy that combines fundamental and technical research, M&A is able to create a portfolio that possesses attractive supply vs. demand characteristics.
M&A uses the top-down sector rotation style of investment selection. We begin by conducting research to answer the following questions:
  • Is now a time to be in the market ...
  • If yes,which sectors are most attractive.... 
  • Which companies have the best financials... 
  • Are they fairly priced...
Once the final selections are made, we implement, monitor and manage continuously.
We offer managed portfolio choices tailored to your risk tolerance profile:
  • Conservative 
  • Moderate 
  • Aggressive      
Additionally, given our position as portfolio manager, by definition we become a co-fiduciary to share any liabilities with the Plan Sponsor.



Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck